# Payerset > Payerset is a healthcare price transparency data company. We turn payer > Transparency in Coverage (TiC) files and Hospital Price Transparency > machine-readable files (MRFs) into clean, analyzable contracted-rate and claims > data so health systems, providers, health-tech teams, employers, and researchers > can benchmark reimbursement, prepare for managed care contract negotiations, and > understand competitive rates in their market. Payerset normalizes and enriches MRF data and delivers it through self-service tools, full data feeds, and the Snowflake Marketplace. Our editorial hub, the Price Transparency Project, publishes analysis, policy explainers, and practical playbooks on putting this data to work. Full text of our glossary and all articles, in one file: https://payerset.com/llms-full.txt ## Platform - [Rate Explorer](https://payerset.com/platform/rate-explorer/): Analyze every negotiated rate with self-service tools to fuel smarter pricing strategies and flip the negotiation dynamic. - [Data Lake](https://payerset.com/platform/data-lake/): Enriched payer and provider MRF data delivered in analytics-ready formats so teams can build, innovate, and scale faster. - [Payerset Research Assistant (AI)](https://payerset.com/platform/ai-research-assistant/): Flagship AI research assistant: ask a real question and it plans and runs a full research engagement on healthcare price transparency data, scoping the organization, joining and normalizing every source, applying industry context, and delivering the output you asked for. - [Payerset MCP](https://payerset.com/platform/ai-mcp/): The first healthcare price transparency MCP server live in all four major AI platforms (Claude, ChatGPT, Microsoft 365 Copilot, and Gemini Enterprise). Brings the Payerset research tooling into the AI assistant your team already uses. - [Employer Rate Intelligence](https://payerset.com/employer-rate-intelligence/): Search self-funded employer health plans and see how their negotiated rates compare with other carriers and Medicare. - [Snowflake Marketplace](https://payerset.com/snowflakemarketplace/): Access price transparency data for UnitedHealthcare, Kaiser Permanente, Cigna, and more, directly in Snowflake. - [Research](https://payerset.com/research/): Free access to payer-sourced price transparency data through the Rate Explorer portal for academic research. - [Pricing](https://payerset.com/pricing/): Price transparency and claims data built for hospital finance teams: one platform, every contracted rate in your market. ## Solutions - [Providers & Health Systems](https://payerset.com/solutions/providers/): Managed care and finance teams benchmark reimbursement against peer systems with the most complete negotiated-rate data available, and negotiate as equals. - [Employers](https://payerset.com/solutions/employers/): Benefits and finance leaders see the negotiated rates behind their health plan, and every other self-funded employer's, across every payer and network. - [Medical Device](https://payerset.com/solutions/medical-device/): Market-access and commercial teams prove the market, target accounts that can adopt, and follow the site-of-care shift on the negotiated rates payers actually pay. ## The Price Transparency Project (editorial hub) - [Project home](https://payerset.com/pricetransparencyproject/): Data-driven analysis, policy insight, and practical tools for everyone working to make the healthcare market function like one. - [Payer Transparency Scorecard](https://payerset.com/pricetransparencyproject/scorecard/): We grade 180+ payers on three dimensions of their machine-readable files: table of contents, file accessibility, and data quality. - [Price Transparency by the Numbers](https://payerset.com/pricetransparencyproject/by-the-numbers/): Key statistics on U.S. healthcare price transparency from Payerset data: payer file quality, negotiated-rate variation, and market benchmarks. Free to cite with attribution. - [Verification Has Replaced Belief: What Self-Funded Employers Can Now Check, and What Happens When They Do](https://payerset.com/pricetransparencyproject/blog/verification-has-replaced-belief/): Self-funded employers are opening renewals of 39, 33, and 100 percent. The negotiated rates behind their network discount and what their vendors are paid are now public, and the employers who rebuilt their plans started by checking both. - [Gaining Leverage by Uncovering Contract Structures](https://payerset.com/pricetransparencyproject/blog/gaining-leverage-uncovering-contract-structures/): A single negotiated base rate can price most of a hospital's inpatient DRG grid. Here is how to back into it from price transparency data, and turn it into negotiation leverage. - [Same Surgery, Different Price: Who Owns the ASC Predicts What the Payer Pays](https://payerset.com/pricetransparencyproject/blog/same-surgery-different-price/): Payerset priced three orthopedic procedures across Atlanta's independent, private equity, and system-owned surgery centers. Rates rose with the market power of the owner every time. - [Updates to Hospital Price Transparency Requirements and the April 1st Enforcement Deadline](https://payerset.com/pricetransparencyproject/blog/updates-to-hospital-price-transparency-requirements-and-the-april-1st-enforcement-deadline/): CMS replaced estimated allowed amounts with percentile-based remittance data in the hospital price transparency rule. Here's what changed before the April 1, 2026 enforcement deadline. - [Part 2: A Practical Look at Reimbursement Benchmarking with Price Transparency Data](https://payerset.com/pricetransparencyproject/blog/a-practical-look-at-reimbursement-benchmarking-with-price-transparency-data/): Part two of our series on benchmarking with price transparency data. A real-world example of how single-code comparisons can mislead, and what a comprehensive approach actually looks like. - [Part 1: How to Analyze Price Transparency Data for Reimbursement Benchmarking](https://payerset.com/pricetransparencyproject/blog/how-to-analyze-hospital-price-transparency-data-for-reimbursement-benchmarking/): A framework for using price transparency data to benchmark reimbursement between hospitals, built from hundreds of customer interactions with managed care professionals. - [Transparency in Coverage (TiC) Schema 2.0 Is Live - Updates](https://payerset.com/pricetransparencyproject/blog/transparency-in-coverage-tic-schema-2-0-is-live-updates/): February 2nd, 2026 marked the first enforcement deadline for TiC Schema 2.0. Here's what we're seeing on the ground with payer compliance and the new data fields. - [CMS Proposes Major Updates to Transparency in Coverage (TiC) Rules](https://payerset.com/pricetransparencyproject/blog/cms-proposes-major-updates-to-transparency-in-coverage-rules/): CMS is proposing significant updates to TiC requirements including network-based file structures, annual utilization files, quarterly reporting, and enhanced out-of-network data. ## The Price of Healthcare Podcast - [The Price of Healthcare Podcast](https://payerset.com/price-of-healthcare-podcast/): Conversations with the brightest minds in healthcare finance. A Price Transparency Project podcast: episodes with full transcripts, show notes, and links. - [Episode 2: Unpacking the mechanics and award sizes of the IDR process](https://payerset.com/price-of-healthcare-podcast/02-idr-process-tia-goss-sawhney/): Actuary Tia Goss Sawhney unpacks the No Surprises Act's independent dispute resolution process: how qualifying payment amounts are set, why awards run so high, and what self-funded employers can do. - [Episode 1: From a sketch to a rule: the origins of price transparency](https://payerset.com/price-of-healthcare-podcast/01-origins-of-price-transparency-randy-pate/): Randy Pate helped write the federal price transparency rules at CMS. He walks through the original theory behind them, what the first pass got wrong, and what the data can accomplish for buyers today. - [Introduction: Welcome to The Price of Healthcare Podcast](https://payerset.com/price-of-healthcare-podcast/00-welcome/): Payerset co-founders Jerry DiMaso and Jacob Little on why they launched The Price Transparency Project, how the data has matured since 2022, and what to expect from the conversations ahead. ## Reference - [Price Transparency Glossary](https://payerset.com/glossary/): Plain-language definitions of key terms, including machine-readable files (MRFs), Transparency in Coverage (TiC), negotiated and allowed rates, reimbursement benchmarking, NPI/TIN, and more. ## Company - [About Payerset](https://payerset.com/about-us/): Our mission to create fair and equitable healthcare for everyone. - [Insights (full blog)](https://payerset.com/insights/): Healthcare price transparency insights, analysis, Payercast episodes, and MRF parsing deep-dives from the Payerset team. - [Request a demo](https://payerset.com/get-started/): Talk to the team about price transparency for contract negotiations and pricing strategy. ## Optional - [Privacy Policy](https://payerset.com/privacy/) - [Terms of Use](https://payerset.com/terms-of-use/)