Empowering Employers
Empowering employers with the data and tools to make smarter benefits decisions, negotiate better rates, and lower healthcare costs for their workforce.
How Montana's state health plan climbed from near-insolvency to $112 million in reserves
Marilyn Bartlett took Montana's state employee health plan from near-insolvency to $112 million in reserves. She explains how employers can follow their healthcare dollars, from claims data to hospital costs.
How employers are taking control of healthcare costs in the modern benefits market
Jeff Hogan runs forensic reviews of employer health plan contracts. He explains where the money leaks, what fiduciary law now demands of plan sponsors, and the first moves a self-insured employer can make.
Unpacking the mechanics and award sizes of the IDR process
Actuary Tia Goss Sawhney unpacks the No Surprises Act's independent dispute resolution process: how qualifying payment amounts are set, why awards run so high, and what self-funded employers can do.
Verification Has Replaced Belief: What Self-Funded Employers Can Now Check, and What Happens When They Do
Self-funded employers are opening renewals of 39, 33, and 100 percent. The negotiated rates behind their network discount and what their vendors are paid are now public, and the employers who rebuilt their plans started by checking both.
The market only works when prices are visible
Join the practitioners, policymakers, and advocates building a transparent healthcare system.